CTNJ file photo

Connecticut’s health insurance exchange, Access Health CT, announced Thursday that it enrolled 104,363 individuals between Nov. 1 and Jan. 5 in private health insurance plans.

Enrollment is open until Jan. 31 and Access Health CT officials estimated they would enroll about 105,000 to 115,000 individuals in the third year of the Affordable Care Act.

Individuals can sign up with one of four companies: Anthem, ConnectiCare, UnitedHealthcare, and HealthyCT.

“As we enter the final weeks of open enrollment we are urging residents to check their coverage and make sure they have everything in place for 2016,” Lt. Governor Nancy Wyman, who chairs the Access Health CT Board, said.

This year the penalty for not purchasing health insurance will increase to $695 per person or up to 2.5 percent of your adjusted gross income, whichever is greater.

Access Health CT CEO Jim Wadleigh encouraged individuals to shop for a plan online or visit one of their enrollment centers.

Anyone who signs up before Jan. 15 will have coverage effective Feb. 1. Individuals who sign up by Jan. 31 will have coverage effective March 1.