Homeowners in trouble with their mortgages will get the chance on Nov. 28 to discuss foreclosure prevention options with their lenders at a state-sponsored event in Waterbury.

The event will be held at the CoCo Key conference center from 10 a.m. to 7 p.m. Gov. Dannel P. Malloy, Attorney General George Jepsen, and Banking Commissioner Howard F. Pitkin announced the mortgage assistance forum at Monday press conference.

The Waterbury event will be the fourth time the state has put on a free mortgage assistance program.

“They’ve been a tremendous success,” Pitkin said. “… We encourage any Connecticut homeowner that’s having trouble paying their mortgage to attend.”

The events give homeowners the chance to meet one-on-one with their bank to answer questions and ideally work out a solution that keeps them in their home.

Malloy said banks need to do more to help distressed homeowners.

“We need to get this stuff resolved. We need banks that are going to refinance these mortgages or reset interest rates. We need to hold their feet to the fire. This is a way to do that,” he said.

The governor said the more people stay in their homes the less property values will drop in the state’s neighborhoods. Jepsen said the state will not see a strong economic recovery until it “get’s a floor under the housing market.”

“These mortgage foreclosure events help to establish just such a floor by assisting homeowners,” he said.

Waterbury Mayor Neil O’Leary said he was pleased the event will be held in his city, which has seen a negative impact from the loss of homes.

“The negative impacts of foreclosure are long-term especially in our neighborhoods which turn into blighted concerns and other issues,” he said.

Brookfield resident Lilly Amorim said her mother had difficulty getting a loan modification from her lender. After she read a news article on an earlier mortgage assistance event Amorim contacted Jepsen’s office, which put her in touch with the appropriate offices.

“A year later we were able to get a modification, a principal reduction, and the foreclosure reversed because it already had happened,” she said.

Pitkin said representatives of 15 of the largest banks will be attending the Nov. 28 event. They include: Bank of America, CitiMortgage, First Niagara Bank, Freedom Mortgage, GMAC Mortgage, HSBC National Bank USA, Indymac/OneWest, JPMorgan Chase & Co., McCue Mortgage, Ocwen Loan Servicing, People’s United Bank, PNC Mortgage, Webster Bank, and Wells Fargo Bank.

Distressed homeowners who can’t attend the event can seek help from the Banking Department 860-240-8170 or 1-877-472-8313 or by visiting www.ct.gov/dob/homeowner

Malloy said he will likely schedule more foreclosure assistance in the future.

“We’re going to continue to have these,” he said.